Here are three helpful questions to ask yourself annually to ensure your family and home are fully protected for peace of mind
Have there been any significant changes to my home and contents value?
Over the course of this year, you may have made changes to your home which have increased the footprint of your living space or the rebuild cost. Along with your home, there are also other important factors to consider, such as any major acquisitions of new contents which may not be reflected in your schedule sums insured. If your circumstances have changed, we have a list of trusted advisors to help you assess and monitor the valuations of your home, fine art, antiques and jewellery in order to ensure your protection is up to date.

Could I have overlooked anything?
When it comes to home and contents, items such as wardrobes, jewellery and wine tend to be routinely overlooked and undervalued. At Chubb, these are some of the most common areas our clients pass over when taking stock of their possessions. If you have not had a recent valuation, it could be an opportune time to talk to an appraiser. Another point to consider is the location in which your vehicle is stored. Storage conditions are critical to maintaining and preserving rare, classic and luxury cars. So, if you’re considering where to keep your car, ask yourself some questions about its suitability.

Are all my fire and water protections up to standard?
We know that the greatest number of claims can be caused by water damage. Thankfully, there are strong innovations on the market which strengthen prevention. For example, water leak detection systems can be installed to turn off your water flow at source should a leak be detected. You can find more about these specialist services on our ValuedMore client portal, with trusted contacts who can provide state of the art technology in fire and water safety services.

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