Insure the precious items you love with confidence.

A watch passed down from your grandfather, an art collection studiously curated over a decade, or a one-of-a-kind piece from your travels abroad, all these precious possessions have meaning far beyond their material worth.

At Chubb, we have the expertise to protect those treasured items you hold dear.

Testimonials

Our global clients' experiences in their own words.

“Chubb is honest, has incredible integrity, and I trust them. They exceed my expectations in every single case.”

The key benefits of valuables insurance

1

Comprehensive worldwide coverage

We provide worldwide, “all-risk” coverage for your valuables for most causes of accidental loss and damage, even when travelling

2

Specialist protection for jewellery, art, antiques, guns, wine and valuables

We pay the Chubb Agreed Value for specified items – with no excess for any loss, so you know exactly what your compensation will be.

3

A focus on prevention and preservation

We will share tips on how to protect your possessions from burglary. For art collectors, we will provide complementary loss prevention and preservation advice.

4

Liberal Valuation requirements

We do not demand valuations for valuables under £100,000, except for jewellery where the limit is £50,000.

5

Newly acquired item coverage

We cover all your new valuable purchases, automatically for at least 60 days before you need to tell us. At a minimum, we cover newly acquired items of Fine Art up to £1m and other valuables up to £250k.

6

Protection for sets and pairs

If part of a pair or set is lost or damaged beyond repair, if you give us the remaining parts and we’ll pay you the full Agreed Value of the entire set.

Case study – How Chubb looks for ways to do more

Our client wanted to have their precious £1.5m rare Burmese antique 15.87ct sapphire valued. Unfortunately, at valuation stage, it was discovered the item was damaged.

We arranged to have the stone examined further using forensic high-definition imaging. The sapphire itself carried significant sentimental value, so repair was the first option we sought to immediately pursue. The images showed that the stone had been damaged accidentally, and that it could not be repaired or re-set. This incredibly rare, one of a kind sapphire needed to be replaced. Most insurers would have insisted that the client accept a replacement stone sourced by them, with few other options offered. At Chubb, however, we wanted to do more.

A certified stone was sourced in Amsterdam, and we offered to fly the client out to inspect the stone in person. Their schedule meant they could not go, so we had the stone shipped from Amsterdam, covering all expenses. It transpired the stone was not right, and the search continued. Then, the client contacted us to say they had found a suitable gemstone based in Hong Kong. We immediately agreed, and the claim was settled to the delight of the client.

Resources

Stay ahead — and informed — with these insightful tips to protect your valued possessions

5 Items Not to Overlook When Valuing Your Wardrobe

When it comes to home and contents, wardrobes tend to be routinely overlooked and undervalued. At Chubb, it’s one of the most common areas our clients pass over when taking stock of their possessions, despite often having highly valuable clothing collections.

Read more

Valuing your possessions for insurance

Having built a life from your hard work and success, you buy insurance to protect your possessions and the items that matter to you. But effective insurance can’t be taken for granted. Some insurance products are really only designed to cope with the furniture and fittings found in a standard property.

Read more

Protection for your most valued possessions in one easy, convenient place.

Ensure your home, car and all your valued possessions are insured to the same standard

Motor

Protection for your precious car. From classic cars to every day marques.

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Valuables

For special collections and cherished items you hold dear.

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Home & Contents

From Georgian townhouses to Spanish villas, we have got you covered.

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